Our Team 

Jim is the founder and president of EverRise. He grew up in Westborough, Massachusetts, where his father operated a financial advisory business. Jim earned a bachelor’s degree in finance from the University of Massachusetts and began his career in financial services. In 1984, he established his own firm in Westborough. His practice focuses on investment advice, insurance, and financial planning for individuals, families, and businesses. EverRise currently works with hundreds of families across more than 30 states and provides wealth management services through a team-based approach.

Designations and Registrations:

• Chartered Financial Consultant^® (ChFC^®) designation
• Accredited Investment Fiduciary^® (AIF^®) designation
• Series 6, 7, 22, and 63 registrations through LPL Financial
• Member of the Financial Services Institute
• Director on the board of Avidia Bank, located in Hudson, Massachusetts; committee chairman of the Risk Committee; member of Executive Governance Committee;
• Board member of the Westborough Community Preservation Committee

In Jim’s (little) spare time, he enjoys traveling the world with his family, as well as reading, exercising, and listening to music.

James N. Ball is proud to have been recognized as a Chairman’s Level advisor for 2024—a distinction based on annual production that placed him among the top 3 percent of advisors affiliated with Commonwealth.

Commonwealth, a trade name of LPL Financial, would recognize Chairman’s Level advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Chairman’s Level advisors benefitted from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide higher levels of service, education, and leadership to their clients.

The ChFC^® and Chartered Financial Consultant^® are the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.

Peter joined EverRise in 2008 as a co-advisor. Prior to entering the financial services industry, he worked as a psychotherapist and small business consultant. His professional background contributes to his approach to financial planning and working with clients to address their financial goals and planning needs. Designations and registrations:

• Registered Financial Consultant^® (RFC^®) designation
• Series 7 and 66 registrations through LPL Financial
• Retirement Income Certified Professional^® (RICP^®) designation
• Accredited Investment Fiduciary^® (AIF^®) designation
• Life and disability insurance agent

Peter and his wife, Rose, have lived in Beverly, Massachusetts, for 30 years and enjoy dining, traveling, and experiencing the beauty of nature.

The IARFC owns the Globe trademark and the registered marks, IARFC^®, RFA^®, RFC^®, MRFC^®, Registered Financial Associate^®, and Registered Financial Consultant^® which are registered with the U.S. Patent and Trademark Office.

The RICP^® and Retirement Income Certified Professional^® marks are the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.

Brooke joined EverRise in 2009 as a financial assistant and has since grown her role into a financial advisor. She has studied and worked in many different fields, such as hospitality, accounting, IT, customer service, and financial transaction processing. She works alongside Jim as co-advisor on a subset of our client base, managing their needs and leading them through the wealth management process. Designations and Registrations:

• FINRA Series 7 and 66 securities registrations
• Chartered Financial Consultant® (ChFC®)
• Accredited Investment Fiduciary® (AIF®)

When Brooke isn’t at work, she enjoys spending time with her husband and their daughter. She is also an avid cook and loves to be out in the sun.

Mike is a 1992 graduate of the University of Vermont, where he studied electrical engineering. He has more than 30 years of experience in the financial planning and insurance industry and began working with Jim Ball in 1997. He later spent more than 20 years overseeing an investment program offered in partnership with a local credit union. Mike is pleased to be working with Jim again as part of the EverRise team, where he works with individuals on their financial planning and wealth management needs.

Designations and Registration:

• Series 7 and 66 registrations through LPL Financial
• Certified Private Wealth Advisor^® (CPWA^®) designation
• Life, Long-Term Care, and Disability agent

He is a member of the Investments & Wealth Institute^™.

His passions include spending time with his children, Connor and Rachel, and enjoying a round of golf. He has been a competitive driver and instructor for high-performance driver’s education events for over 30 years.

Investments & Wealth Institute™ (The Institute) is the owner of the certification marks "CPWA," and "Certified Private Wealth Advisor." Use of CPWA, and/or Certified Private Wealth Advisor signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for wealth advisors.

Megan joined the team at EverRise in September 2017 as an administrative assistant and has since expanded her role to include client service, business management, and financial advisory responsibilities. Having worked in the financial services industry since 2014, Megan brings experience in both administrative and client-facing roles. She works directly with clients to understand their financial needs and provides guidance throughout the financial planning and wealth management process.

Designations and Registrations:

• Massachusetts notary public
• Series 7 and 66 registrations through LPL Financial

When Megan isn’t at work, she enjoys spending time with her husband, Jimmy, and son, Henry. She also enjoys traveling, horseback riding, and hiking with their dogs.

Notary services are offered independently and are not offered through or on behalf of LPL Financial.

Jim joined the team at EverRise in May 2024 as Chief Operating Officer, working alongside leadership and the operations team on strategic planning and operational initiatives. Previously, Jim served as Senior Vice President of Operations at Commonwealth, a trade name of LPL Financial, where he began in 1999. Jim has a background in strategic planning and customer service and is passionate about supporting others in their personal and professional endeavors. He maintains his Series 3, 4, 7, 24, 53, 55, 63 and 66 registrations through LPL Financial and obtained his MBA from San Diego State University.

While Jim grew up in Worcester, MA, he moved to San Diego shortly after college for 23 years and is still getting reaccustomed to the New England weather. When Jim isn’t at work, he is watching his son, Ronin, play baseball and hockey. He also enjoys skiing and spending time outdoors with family and friends.

Krit joined EverRise in 2023 and currently serves as an Financial Analyst. He provides administrative and operational support to the team, including support for macroeconomic research, asset allocation model administration, manager due diligence processes, and client service activities. Krit earned a B.S. in Biology with a minor in Finance from the University of Massachusetts, graduating summa cum laude and receiving the Trustee’s Key.

Designations and Registrations:

• CFA^® designation
• CAIA^® designation
• Series 7 and 66 registrations through LPL Financial

Krit enjoys spending time with his family and has a passion for watchmaking and automotive engineering.

CAIA^® is a registered certification mark owned and administered by the Chartered Alternative Investment Analyst Association. 

When Jac isn’t at work, he enjoys spending time with his wife, Caite, their son Henry, and dog Otto. He also enjoys playing golf and spending time with friends and family. 

Jen joined the team at EverRise in 2011 as a Client Services Specialist. Having worked in the financial services industry since graduating from Worcester State College with a Bachelor of Science degree in 2004, Jen brings experience in client service and administrative support. She corresponds directly with clients, assisting with administrative action items and supporting them with service-related matters.

Designations and Registrations:

• Series 7 and 66 registrations through LPL Financial
• Massachusetts notary public

When Jen isn’t at work, she enjoys spending time with her family and friends, running, and vacationing in Maine and Cape Cod.

Notary services are offered independently and are not offered through or on behalf of LPL Financial.

Tim joined the team at EverRise in June 2026 as a Client Services Specialist. He is a graduate of Nichols College and has prior experience in the financial services industry, including eight years with Commonwealth (a trade name of LPL Financial) where he worked on the Service Center and Advisor Onboarding teams. In those roles, he supported advisors and clients and gained experience with the operational and administrative processes used within the financial services industry. At EverRise, Tim works with clients and advisors to assist with service requests and support the firm's wealth management processes.

When Tim isn’t at work, he loves spending quality time with his wife, Liz, and keeping up with the abundant energy of their two active kids, Grayson and Josie. Tim is a passionate New England sports fan and has recently started building a vinyl record collection.

Libbie joined the EverRise team in February 2025 as an Administrative Assistant. She holds a bachelor’s degree in English and has a background in elementary education. After spending time as a stay-at-home parent, she returned to the workforce, bringing organizational and communication experience to her role. She provides administrative support for the firm’s day-to-day operations and client service activities.

When Libbie is not working, she enjoys reading, golfing, and spending time with her family and friends.

Brian began his career with EverRise as an intern in 1998 while studying finance at Bryant University. After earning his Bachelor of Science in Finance, he joined EverRise full-time in 2003. Brian earned the CERTIFIED FINANCIAL PLANNER^® certification in 2007. Based in the Northborough, Massachusetts office, he works with clients on financial planning and insurance matters.

Designations and Registrations:

• CERTIFIED FINANCIAL PLANNER® certification
• Series 7 and 66 registrations through LPL Financial
• Certified in Long-Term Care^® (CLTC^®) designation
• Certified Private Wealth Advisor® (CPWA^®) designation

Brian is fortunate to have a loving wife and two energetic, active daughters. He enjoys spending time with his family and has a passion for automobiles. He maintains a strong commitment to his community as a director on the board of the Corridor Nine Area Chamber of Commerce and was a former member of the Shrewsbury Finance Committee.

Brian Ganger is proud to have been recognized as a President’s Club advisor for 2024—a distinction based on annual production that placed him among the top 10 percent of advisors affiliated with Commonwealth.

Commonwealth, a trade name of LPL Financial, would recognize President’s Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. President’s Club advisors benefitted from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide higher levels of service, education, and leadership to their clients.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER^®, and CFP^® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

Investments & Wealth Institute™ (The Institute) is the owner of the certification marks "CPWA," and "Certified Private Wealth Advisor." Use of CPWA, and/or Certified Private Wealth Advisor signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for wealth advisors.

Justin joined the team at EverRise in April 2022 as a registered staff member in the Northborough office. After graduating from Hofstra University, he spent more than five years with Empower Retirement, most recently serving as a retirement advisor working with retirement plan participants and clients.

Designations and Registrations:

• Series 7, 63, and 65 registrations through LPL Financial
• Chartered Retirement Planning Counselor™, CRPC™ designation
• CERTIFIED FINANCIAL PLANNER^® certification

When Justin is not working, he enjoys spending time with family and friends. He also enjoys golfing, sailing, riding motorcycles, sports, and spending time outdoors.

Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks of The College for Financial Planning Institutes Corp. in the United States.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP^®, CERTIFIED FINANCIAL PLANNER^®, and CFP^® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

Tracy joined the team at EverRise in January 2015 as a client services specialist. Having worked in the financial industry since graduating with a BS from Worcester State in 1993, Tracy has over 30 years of extensive customer service with companies such as Putnam Investments, Fidelity Investments, and Ameriprise Financial.

Designations and Registrations:

• MA individual insurance agent (life and variable)
• Massachusetts notary public

When Tracy is not working, she loves to spend time with her mom, Elizabeth, twin sons, Nathan and James, and her dog Chloe. She also enjoys playing golf and watching college football, especially Virginia Tech - Go Hies!

Notary services are offered independently and are not offered through or on behalf of LPL Financial.

Nichole joined the EverRise team in June 2026 as a Client Service Specialist. Prior to joining EverRise, she spent more than 15 years working as a paralegal and bookkeeper. Her previous experience included organizational, communication, and client service responsibilities, which she applies in her current role supporting the EverRise team and its clients.

Outside of work, Nichole enjoys traveling with family and friends, spending time outdoors, weekend thrifting and chasing after her two dogs, Milo and Gronkowski.

Carol joined EverRise in October 2021 as an Office Assistant in the Northborough office. Prior to joining EverRise, she worked for more than six years as an administrative assistant at Northeast Planning Associates, Inc., providing administrative support to the firm and its clients.

When Carol is not working, she enjoys spending time with her family and friends. She also enjoys the outdoors, cooking, and traveling.